Movement Mortgage is the fastest growing mortgage company in the U.S. for four years in a row. While we do both purchase and refinance loans, the bulk of our business is purchase loans referred to us by our real estate partners. Movement Mortgage is growing rapidly because we re-engineered the mortgage process so that the home buyer is fully underwritten (not just pre-approved) using TBD as an address. Then it's just a matter of finding the right home, getting the home appraised and then the file goes back to the underwriter for the clear to close.
Below is a link from the Fannie Mae website explaining the way Movement Mortgage has reversed the mortgage process and the advantages to everyone in the process.